How much income do I need for retirement?

How much income do I need for retirement?

You may be about to retire or have just retired and whilst you cherish the moment, you suddenly feel anxious about receiving your last pay-cheque and about your ability to earn an income in the future. A question you may be asking is  ‘how much income do I need for...

7 step retirement investment planning process

7 step retirement investment planning process

When you transition to retirement, suddenly you become more aware of advertising by industry and retail superannuation funds proclaiming they achieve the best rate of return for the lowest cost. You may also hear from your friends about how they have set up a...

6 retirement risks that you need to be aware of

6 retirement risks that you need to be aware of

When the economy is growing steadily and the share market seems like it always is going up, you may have noticed that many of your friends and professionals who are willing to provide you with “free” advice on how to invest for retirement. The advice is usually...

6 ways to start planning for retirement

6 ways to start planning for retirement

When your life has been all-consuming it is difficult to plan ahead and to start to think about transitioning to retirement or calculating how much you need for a financially secure retirement. It is difficult to avoid being influenced by what your friends are doing...

How do I calculate my retirement income?

How do I calculate my retirement income?

You may feel like you are in the ‘home straight’ with the traditional retirement age only 5 to 10 years away. You are ready for a change and looking forward to avoiding the daily grind. Most probably, your thoughts will turn to money. How much will I need? How much is...

What are the components of a retirement plan?

What are the components of a retirement plan?

Have you just reached a significant milestone birthday and are starting to wonder if you will have enough money for retirement? Will you be able to maintain your existing lifestyle? You may have set up a self-managed superannuation fund on the advice of your...

8 Reasons why retirement plans don’t succeed

8 Reasons why retirement plans don’t succeed

There are many similarities between the financial planning processes used for the majority of retirement plans. Whilst these may be sufficient to comply with prescribed ethical standards, the process followed usually only involves one or two meetings before the...

Importance of a will for business owners

Importance of a will for business owners

You may be a business owner and your primary focus is on the achievement of business goals. Yet you may have commenced business with the primary intention of achieving personal and financial goals such as providing for your family and creating wealth. Business...