Plan for Retirement
Preserve Your Legacy
Do you struggle with:
- Paying too much tax
- Poor investment decisions
- Not being able to afford your “bucket list”
- Cash flow
- Family disharmony
- No plan for life in retirement
- Missed opportunities
- Saving for retirement
- Letting ‘fate’ dictate your life
We Act As Your Financial Guide
At Real Life Financial Planning, we understand the need to feel financially safe and secure. We understand the need for ‘Financial Harmony’
What we do is create a comprehensive financial plan to achieve your head and heart (real life) goals. Our guidance is tailored to your individual circumstances, priorities, and background taking into consideration your complete financial situation- including your existing accounting and legal structures.
We may have over 50 years of combined experience in chartered accounting, taxation, estate planning, financial planning, and succession planning but do not consider ourselves to be experts but explorers, always searching for new and innovative ways to guide you on your journey.
Real Life Financial Planning is a life centred financial advisory firm, with extensive experience in accounting, taxation, estate planning, financial planning and succession planning. We have helped people at all stages of life with different aspects of their individual financial, retirement and estate planning needs and given them an understanding of their individual story, including where they have come from, what is impacting their life right now and what may be on the horizon to help clarify their “real life” goals.
We believe that the true benefit of financial planning is to help you to live a long and happy life and achieve financial harmony. We do this by providing you with a pathway for you to follow to improve your financial wellbeing, prepare for life events including retirement and create, protect and preserve your wealth for multiple generations
How We Can Help You.
Deciding how you will pass on your wealth can be complex but very rewarding and is very personnel. We guide you on how to prepare and implement your estate plan so that your wealth and wisdom is kept in your family for multiple generations.
We believe that most people can benefit from comprehensive financial advice when it is provided in a human and not money centred way. We act as your guide to help you make the most of your opportunities, pursue your passions and live a complete purposeful life..
We believe retirement is a journey and not a destination. We help you plan your own unqiue retirement journey so that are you not only financially secure for the rest of your life, but also have a plan for the many different phases of your retirement that can, make it the best time of your life.
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Real Life Path ( How we work together)
We understand how important it is to find someone to trust with your money and life. Our Real Life Path helps you to find
financial harmony between your past, presence and future to find complete personal fulfillment.
Step 1. Your Story
We explore your beliefs around money, and the journey you have travelled so far, to understand your story and how your experiences are going to influence your future
Step 2. Your Presence
We review your financial situation including your legal, tax and accounting structures, so that we can identify any gaps and develop strategies that are in sync with your existing networks. We also review your financial wellbeing and find out if you are living in the moment, enjoying life and not regretting the past and fearing the future.
Step 3. Your Future
Your future is only limited by your imagination. We consider your possibilities and also your probabilities. We consider what events you would like to happen and what events may happen, so that you can prepare in advance and make decisions with the benefit of foresight.
Step 4. Your Real Life Financial Plan
Your financial plan is based on your real life goals and not money centred goals. Whilst your financial plan is comprehensive, it is not the end of your journey, but the beginning. The financial plan provides a framework to find your purpose, pursue your passions, explore possibilities and to adapt and change as your life journey unfolds.
We Exist to Inspire Ideas, Create Confidence and Give You the Freedom to Live
It is common to feel stuck, uncertain, or overwhelmed. But that is where a financial plan can help.
We believe financial planning should be provided in a human and not robotic way and that everyone should have the opportunity to benefit from a financial guide who puts your life at the centre of their process.
Our role is to act as your guide, as we work together to find out which pathway you should take and what legacy you wish to leave. We don’t have all the answers, however we know what questions to ask and how to find the right answers by collaborating with your trusted advisers to help you on your journey.
We provide you with a framework that will prepare you for the forks in the road and the decisions that you need to make as your life and circumstances of those that you care for change.
We provide you with the tools and knowledge to recognize where you are at now, see your possibilities and opportunities, prepare for life events, clarify your real life goals and help you to achieve complete personal fulfilment and the freedom to live.
Download our Free eBook:
Five Keys to Financial Harmony
"Geoff Ivanac CA, FChFP, TPC is an Authorised Representative (309751) and an employee and director of Everblue Consulting Pty Ltd trading as Real Life Financial Planning (ABN 34 162 924 512), which is a Corporate Authorised Representative (234459), of Australian Unity Personal Financial Services Limited (AFSL 234459)".
General Advice Warning: Any advice on this site is general advice only and does not take into account the objectives, financial situation or needs of any particular person. It does not represent legal, tax, or personal advice and should not be relied on as such. You should obtain financial advice relevant to your circumstances before making any decisions.